FinTech
Series: All Books
ISBN 9788119243426
 Publication Date

PAPERBACK

EBOOK (EPUB)

EBOOK (PDF)

This book, FINTECH is designed as a comprehensive guide for those who are new to FinTech. It serves as a valuable resource for seasoned professionals seeking to deepen their understanding of the latest trends and developments.

Salient Features

• Comprehensive coverage of FinTech Hubs, Digital Lending, Artificial Intelligence, Machine Learning and Robotic Process Automation.

• Extensive coverage of Cryptocurrencies, Blockchain, Digital Payments, FinTech Business Models, The Future of FinTech and Open Banking and Digital Only Banking.

• Covers FinTech Analytics and Infrastructure, RegTech, IoT and FinTech Regulations.

  • Cover
  • Title Page
  • Copyright Page
  • Contents
  • Preface
  • Chapter 1 Introduction To Fintech
    • Introduction
    • Financial Technology: An Understanding
    • What is FinTech?
    • Definitions of FinTech
    • The History and Evolution of the FinTech Industry
    • FinTech Ecosystem
    • FinTech’s Most Recent Developments
    • FinTech Market in India
    • Fintech Market Trends in India
    • Types of FinTech or Transformation of Financial Services
    • Benefits of FinTech
    • The Drawbacks of FinTech
    • FinTech’s Key Growth Drivers
    • Challenges to the Growth of FinTech
    • Summary
    • Review Questions
  • Chapter 2 Fintech Hubs
    • Introduction
    • The Purpose of Financial Hubs / Why do Financial Hubs Exist?
    • Getting to know a Financial Hub
    • FinTech Revolution in India
    • Top Global FinTech Hubs
    • FinTech Firms in India
    • Emerging FinTech Hubs
    • Summary
    • Review Questions
  • Chapter 3 Digital Lending
    • Introduction
    • FinTech and the Landscape of Digital Lending
    • Development of Alternative Finance
    • The Outlook for SME Financing
    • Ecosystem Funding
    • Crowd Finance
    • Payment and Retail Business
    • Digitization of Financial Services
    • Benefits of Digitization in Retail Banking and Corporate Banking
    • Summary
    • Review Questions
  • Chapter 4 Artificial Intelligence And Fintech
    • Introduction
    • Artificial Intelligence
    • How Vital is Artificial Intelligence?
    • AI and FinTech
    • Global Artificial Intelligence (AI) in FinTech Market Overview
    • Artificial Intelligence (AI) in FinTech Market Segmentation
    • AI Changing the Financial Services Industry
    • Artificial Intelligence (AI) in FinTech Market Opportunities
    • Applications of Artificial Intelligence in FinTech
    • Summary
    • Review Questions
  • Chapter 5 Machine Learning And Fintech
    • Introduction
    • Characteristics of Machine Learning
    • Need of Machine Learning
    • Significance of Machine Learning
    • Machine Learning in Finance
    • Functions of Machine Learning in Finance
    • Advantages of Machine Learning for Accounting and Finance
    • Use Cases of Machine Learning in Finance
    • Benefits of Machine Learning in FinTech
    • Summary
    • Review Questions
  • Chapter 6 Robotic Process Automation (RPA) And Fintech
    • Introduction
    • RPA in Banking
    • RPA’s Advantages in Banking and Finance
    • Financial Data Analytics
    • Data Science and Big Data in Finance
    • Big Data is Revolutionizing Finance
    • Big Data Challenges in Finance
    • Summary
    • Review Questions
  • Chapter 7 Crypto Currencies
    • Introduction
    • Cryptocurrencies and Blockchain
    • Cryptocurrencies
    • Outline of Cryptocurrency
    • Major Types of Cryptocurrencies Used
    • How to Keep Cryptocurrencies Safe
    • Cryptocurrencies’ Legal and Regulatory Implications
    • The Legal Position of Cryptocurrencies in India
    • Impact on Cryptocurrencies
    • Summary
    • Review Questions
  • Chapter 8 Blockchain
    • Introduction
    • What is Blockchain?
    • Blockchain Technology, its Potential, and Applications
    • Blockchain Technology is Revolutionising FinTech
    • Blockchain Technology in FinTech
    • Fintech Blockchain Use Cases
    • The Benefits of Blockchain in FinTech
    • Blockchain in Financial Services: Key Statistics
    • Implementation on BCT Solutions in Indian Banks
    • Benefit from Blockchain Technology (BCT) in Banking
    • Block Chain Technology in Indian Banking Sector
    • Challenges and Considerations
    • Outlook for the Future
    • Blockchain Technology in Supply Chain Management (SCM)
    • Why do we need Blockchain?
    • Integration of Blockchain with Supply Chain
    • Use Cases of Blockchain with Supply Chain
    • The Preservation of Food Safety
    • Summary
    • Review Questions
  • Chapter 9 Digital Payments
    • Introduction
    • Forms of Digital Payments
    • Advantages of Digital Payments
    • Cashless / Cash-free Society
    • DFS Eco System
    • What Digital Financial Services hope to Achieve ?
    • Use Cases are the Circumstances in Which Individuals and Organizations
    • Developing Countries and DFS
    • The Story of Mobile Money
    • RTGS Networks
    • RTGS Transaction Benefits
    • Summary
    • Review Questions
  • Chapter 10 Fintech Business Models
    • Introduction
    • FinTech Business Model
    • India’s FinTech Scenario
    • FinTech Business Models in India
    • Benefits of FinTech Models
    • FinTech’s Contribution in Financial Inclusion and Financial Integration
    • Government Regulation and FinTech
    • Fintech Transformation
    • Summary
    • Review Questions
  • Chapter 11 The Future Of Fintech
    • Introduction
    • FinTech Landscape in India
    • Forces Shaping the Future
    • Key Trends in the FinTech Ecosystem
    • Growth Factors of FinTech
    • Future of Financial Services
    • The Rise of BankTech
    • Fintech Impact on Retail Banking
    • A Future without Money
    • Ethics in FinTech
    • FinTech and the Digital Lending Landscape
    • Transformation of the Digital Lending Landscape
    • Rise of Alternative Finance
    • The Future of SME Lending
    • Funding Ecosystem
    • Crowd Funding
    • Payments and Retail Transactions
    • Financial Services Digitization
    • Impact of Financial Services Digitization on Retail Banking and Corporate Banking
    • The Standards and Best Practices in the Cybersecurity Business
    • Summary
    • Review Questions
  • Chapter 12 Effects Of Fintech On Various Sectors
    • Introduction
    • The Implications of FinTech on Payment Innovations, Real Estate, Insurance, and Health
    • The Effects of FinTech on Payment Innovations
    • The Effects of FinTech on Health
    • The Effects of FinTech on Real-estate
    • The Effects of FinTech on Insurance Sector
    • The Effects of FinTech on Capital Markets
    • Key FinTech Trends
    • Summary
    • Review Questions
  • Chapter 13 Open Banking And Digital Only Banking
    • Introduction
    • Open Banking
    • Effects of Open Banking and their Advantages
    • Digital Only Banking
    • The Transition to Open Banking and Digital Only Banking
    • The Technologies Involved and the Requirement for Convenience and User Experience
    • Summary
    • Review Questions
  • Chapter 14 Fintech Analytics And Infrastructure
    • Introduction
    • FinTech Analytics (Credit Scores and Artificial Intelligence)
    • Infrastructure for FinTech (Tools and Data)
    • FinTech around the Globe
    • FinTech around Southeast Asia
    • FinTech around Asia
    • Summary
    • Review Questions
  • Chapter 15 Regtech
    • Introduction
    • Key Technologies in RegTech
    • RegTech in Financial Services
    • Data Privacy and Security in RegTech
    • RegTech Applications in Healthcare
    • Automated Compliance Reporting
    • RegTech Adoption Challenges
    • RegTech and Financial Inclusion
    • Global Regulatory Landscape and RegTech
    • The Future of RegTech: Trends and Innovations
    • Summary
    • Review Questions
  • Chapter 16 Internet Of Things (IoT) & Application Programme Interfaces
    • Introduction to Internet of Things
    • Application Programming Interfaces (APIs)
    • The Future Landscape
    • Open Banking
    • Summary
    • Review Questions
  • Chapter 17 Fintech Regulations
    • Introduction
    • Government Initiatives Transforming India’s Financial Landscape
    • Security and Privacy in FinTech
    • Data Protection Laws & Regulations
    • Summary
    • Review Questions
  • Index

Dr. V. Dheenadhayalan, is Head and Associate Professor in the P.G. Department of Commerce, Sri Subramaniyaswamy Government Arts College, Tiruttani (on deputation from Annamalai University). He has more than 23 years of teaching and research experience. He also authored 10 Books and has published more than 160 articles in various National and International journals of repute.

Dr. C. Vijai, is Associate Professor in the Department of Commerce and Business Administration, Vel Tech Rangarajan Dr. Sagunthala R&D Institute of Science and Technology, Chennai. He has 12 years of teaching and research experience He also authored 4 Books and published more than 112 Research papers in various National and International journals of repute.

FINTECH

FINTECH

Dr. V. Dheenadhayalan

Associate Professor and Head
PG Department of Commerce
(On Deputation from Annamalai University)
Sri Subramaniyaswamy Government Arts College
Tiruttani – 631 209

and

Dr. C. Vijai

Associate Professor

Department of Commerce and Business Administration
Vel Tech Rangarajan
Dr. Sagunthala R&D Institute of Science and Technology
Chennai - 600062

Vijay Nicole Imprints Private Limited

CHENNAI

Published by

Vijay Nicole Imprints Private Limited

No. 1B, Second Main Road,

Ram Nagar South, Chennai – 600 091

Phone: + 91 - 44 - 4283 7178, 72002 58368, 97898 33533

Email: vni@vijaynicole.co.in Website: www.vijaynicole.co.in

FINTECH

ISBN: 978-81-19243-42-6

ISBN(ePub): 978-81-19243-97-6

ISBN(ePdf): 978-81-19243-99-0

Copyright © 2024, Vijay Nicole Imprints Private Limited

No part of this publication may be reproduced or distributed in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise or stored in a database or retrieval system without the prior written permission of the publishers and copyright holders. The program listings (if any) may be entered, stored and executed in a computer system, but they may not be reproduced for publication.

Information contained in this work has been obtained by publishers, from sources believed to be reliable. However, neither publishers nor copyright holders guarantee the accuracy or completeness of any information published herein, and neither publishers nor copyright holders shall be responsible for any errors, omissions, or damages arising out of use of this information. This work is published with the understanding that publishers and copyright holders are supplying information but are not attempting to render engineering or other professional services. If such services are required, the assistance of an appropriate professional should be sought.

Laser typeset at: Maven Learning Private Limited, Chennai - 600 091

CONTENTS

Preface

CHAPTER 1 INTRODUCTION TO FINTECH

Introduction

Financial Technology: An Understanding

What is FinTech?

Definitions of FinTech

The History and Evolution of the FinTech Industry

FinTech Ecosystem

FinTech’s Most Recent Developments

FinTech Market in India

Fintech Market Trends in India

Types of FinTech or Transformation of Financial Services

Benefits of FinTech

The Drawbacks of FinTech

FinTech’s Key Growth Drivers

Challenges to the Growth of FinTech

Summary

Review Questions

CHAPTER 2 FINTECH HUBS

Introduction

The Purpose of Financial Hubs / Why do Financial Hubs Exist?

Getting to know a Financial Hub

FinTech Revolution in India

Top Global FinTech Hubs

FinTech Firms in India

Emerging FinTech Hubs

Summary

Review Questions

CHAPTER 3 DIGITAL LENDING

Introduction

FinTech and the Landscape of Digital Lending

Development of Alternative Finance

The Outlook for SME Financing

Ecosystem Funding

Crowd Finance

Payment and Retail Business

Digitization of Financial Services

Benefits of Digitization in Retail Banking and Corporate Banking

Summary

Review Questions

CHAPTER 4 ARTIFICIAL INTELLIGENCE AND FINTECH

Introduction

Artificial Intelligence

How Vital is Artificial Intelligence?

AI and FinTech

Global Artificial Intelligence (AI) in FinTech Market Overview

Artificial Intelligence (AI) in FinTech Market Segmentation

AI Changing the Financial Services Industry

Artificial Intelligence (AI) in FinTech Market Opportunities

Applications of Artificial Intelligence in FinTech

Summary

Review Questions

CHAPTER 5 MACHINE LEARNING AND FINTECH

Introduction

Characteristics of Machine Learning

Need of Machine Learning

Significance of Machine Learning

Machine Learning in Finance

Functions of Machine Learning in Finance

Advantages of Machine Learning for Accounting and Finance

Use Cases of Machine Learning in Finance

Benefits of Machine Learning in FinTech

Summary

Review Questions

CHAPTER 6 ROBOTIC PROCESS AUTOMATION (RPA) AND FINTECH

Introduction

RPA in Banking

RPA’s Advantages in Banking and Finance

Financial Data Analytics

Data Science and Big Data in Finance

Big Data is Revolutionizing Finance

Big Data Challenges in Finance

Summary

Review Questions

CHAPTER 7 CRYPTO CURRENCIES

Introduction

Cryptocurrencies and Blockchain

Cryptocurrencies

Outline of Cryptocurrency

Major Types of Cryptocurrencies Used

How to Keep Cryptocurrencies Safe

Cryptocurrencies’ Legal and Regulatory Implications

The Legal Position of Cryptocurrencies in India

Impact on Cryptocurrencies

Summary

Review Questions

CHAPTER 8 BLOCKCHAIN

Introduction

What is Blockchain?

Blockchain Technology, its Potential, and Applications

Blockchain Technology is Revolutionising FinTech

Blockchain Technology in FinTech

Fintech Blockchain Use Cases

The Benefits of Blockchain in FinTech

Blockchain in Financial Services: Key Statistics

Implementation on BCT Solutions in Indian Banks

Benefit from Blockchain Technology (BCT) in Banking

Block Chain Technology in Indian Banking Sector

Challenges and Considerations

Outlook for the Future

Comments should not be blank
Rating
Description

This book, FINTECH is designed as a comprehensive guide for those who are new to FinTech. It serves as a valuable resource for seasoned professionals seeking to deepen their understanding of the latest trends and developments.

Salient Features

• Comprehensive coverage of FinTech Hubs, Digital Lending, Artificial Intelligence, Machine Learning and Robotic Process Automation.

• Extensive coverage of Cryptocurrencies, Blockchain, Digital Payments, FinTech Business Models, The Future of FinTech and Open Banking and Digital Only Banking.

• Covers FinTech Analytics and Infrastructure, RegTech, IoT and FinTech Regulations.

Table of contents
  • Cover
  • Title Page
  • Copyright Page
  • Contents
  • Preface
  • Chapter 1 Introduction To Fintech
    • Introduction
    • Financial Technology: An Understanding
    • What is FinTech?
    • Definitions of FinTech
    • The History and Evolution of the FinTech Industry
    • FinTech Ecosystem
    • FinTech’s Most Recent Developments
    • FinTech Market in India
    • Fintech Market Trends in India
    • Types of FinTech or Transformation of Financial Services
    • Benefits of FinTech
    • The Drawbacks of FinTech
    • FinTech’s Key Growth Drivers
    • Challenges to the Growth of FinTech
    • Summary
    • Review Questions
  • Chapter 2 Fintech Hubs
    • Introduction
    • The Purpose of Financial Hubs / Why do Financial Hubs Exist?
    • Getting to know a Financial Hub
    • FinTech Revolution in India
    • Top Global FinTech Hubs
    • FinTech Firms in India
    • Emerging FinTech Hubs
    • Summary
    • Review Questions
  • Chapter 3 Digital Lending
    • Introduction
    • FinTech and the Landscape of Digital Lending
    • Development of Alternative Finance
    • The Outlook for SME Financing
    • Ecosystem Funding
    • Crowd Finance
    • Payment and Retail Business
    • Digitization of Financial Services
    • Benefits of Digitization in Retail Banking and Corporate Banking
    • Summary
    • Review Questions
  • Chapter 4 Artificial Intelligence And Fintech
    • Introduction
    • Artificial Intelligence
    • How Vital is Artificial Intelligence?
    • AI and FinTech
    • Global Artificial Intelligence (AI) in FinTech Market Overview
    • Artificial Intelligence (AI) in FinTech Market Segmentation
    • AI Changing the Financial Services Industry
    • Artificial Intelligence (AI) in FinTech Market Opportunities
    • Applications of Artificial Intelligence in FinTech
    • Summary
    • Review Questions
  • Chapter 5 Machine Learning And Fintech
    • Introduction
    • Characteristics of Machine Learning
    • Need of Machine Learning
    • Significance of Machine Learning
    • Machine Learning in Finance
    • Functions of Machine Learning in Finance
    • Advantages of Machine Learning for Accounting and Finance
    • Use Cases of Machine Learning in Finance
    • Benefits of Machine Learning in FinTech
    • Summary
    • Review Questions
  • Chapter 6 Robotic Process Automation (RPA) And Fintech
    • Introduction
    • RPA in Banking
    • RPA’s Advantages in Banking and Finance
    • Financial Data Analytics
    • Data Science and Big Data in Finance
    • Big Data is Revolutionizing Finance
    • Big Data Challenges in Finance
    • Summary
    • Review Questions
  • Chapter 7 Crypto Currencies
    • Introduction
    • Cryptocurrencies and Blockchain
    • Cryptocurrencies
    • Outline of Cryptocurrency
    • Major Types of Cryptocurrencies Used
    • How to Keep Cryptocurrencies Safe
    • Cryptocurrencies’ Legal and Regulatory Implications
    • The Legal Position of Cryptocurrencies in India
    • Impact on Cryptocurrencies
    • Summary
    • Review Questions
  • Chapter 8 Blockchain
    • Introduction
    • What is Blockchain?
    • Blockchain Technology, its Potential, and Applications
    • Blockchain Technology is Revolutionising FinTech
    • Blockchain Technology in FinTech
    • Fintech Blockchain Use Cases
    • The Benefits of Blockchain in FinTech
    • Blockchain in Financial Services: Key Statistics
    • Implementation on BCT Solutions in Indian Banks
    • Benefit from Blockchain Technology (BCT) in Banking
    • Block Chain Technology in Indian Banking Sector
    • Challenges and Considerations
    • Outlook for the Future
    • Blockchain Technology in Supply Chain Management (SCM)
    • Why do we need Blockchain?
    • Integration of Blockchain with Supply Chain
    • Use Cases of Blockchain with Supply Chain
    • The Preservation of Food Safety
    • Summary
    • Review Questions
  • Chapter 9 Digital Payments
    • Introduction
    • Forms of Digital Payments
    • Advantages of Digital Payments
    • Cashless / Cash-free Society
    • DFS Eco System
    • What Digital Financial Services hope to Achieve ?
    • Use Cases are the Circumstances in Which Individuals and Organizations
    • Developing Countries and DFS
    • The Story of Mobile Money
    • RTGS Networks
    • RTGS Transaction Benefits
    • Summary
    • Review Questions
  • Chapter 10 Fintech Business Models
    • Introduction
    • FinTech Business Model
    • India’s FinTech Scenario
    • FinTech Business Models in India
    • Benefits of FinTech Models
    • FinTech’s Contribution in Financial Inclusion and Financial Integration
    • Government Regulation and FinTech
    • Fintech Transformation
    • Summary
    • Review Questions
  • Chapter 11 The Future Of Fintech
    • Introduction
    • FinTech Landscape in India
    • Forces Shaping the Future
    • Key Trends in the FinTech Ecosystem
    • Growth Factors of FinTech
    • Future of Financial Services
    • The Rise of BankTech
    • Fintech Impact on Retail Banking
    • A Future without Money
    • Ethics in FinTech
    • FinTech and the Digital Lending Landscape
    • Transformation of the Digital Lending Landscape
    • Rise of Alternative Finance
    • The Future of SME Lending
    • Funding Ecosystem
    • Crowd Funding
    • Payments and Retail Transactions
    • Financial Services Digitization
    • Impact of Financial Services Digitization on Retail Banking and Corporate Banking
    • The Standards and Best Practices in the Cybersecurity Business
    • Summary
    • Review Questions
  • Chapter 12 Effects Of Fintech On Various Sectors
    • Introduction
    • The Implications of FinTech on Payment Innovations, Real Estate, Insurance, and Health
    • The Effects of FinTech on Payment Innovations
    • The Effects of FinTech on Health
    • The Effects of FinTech on Real-estate
    • The Effects of FinTech on Insurance Sector
    • The Effects of FinTech on Capital Markets
    • Key FinTech Trends
    • Summary
    • Review Questions
  • Chapter 13 Open Banking And Digital Only Banking
    • Introduction
    • Open Banking
    • Effects of Open Banking and their Advantages
    • Digital Only Banking
    • The Transition to Open Banking and Digital Only Banking
    • The Technologies Involved and the Requirement for Convenience and User Experience
    • Summary
    • Review Questions
  • Chapter 14 Fintech Analytics And Infrastructure
    • Introduction
    • FinTech Analytics (Credit Scores and Artificial Intelligence)
    • Infrastructure for FinTech (Tools and Data)
    • FinTech around the Globe
    • FinTech around Southeast Asia
    • FinTech around Asia
    • Summary
    • Review Questions
  • Chapter 15 Regtech
    • Introduction
    • Key Technologies in RegTech
    • RegTech in Financial Services
    • Data Privacy and Security in RegTech
    • RegTech Applications in Healthcare
    • Automated Compliance Reporting
    • RegTech Adoption Challenges
    • RegTech and Financial Inclusion
    • Global Regulatory Landscape and RegTech
    • The Future of RegTech: Trends and Innovations
    • Summary
    • Review Questions
  • Chapter 16 Internet Of Things (IoT) & Application Programme Interfaces
    • Introduction to Internet of Things
    • Application Programming Interfaces (APIs)
    • The Future Landscape
    • Open Banking
    • Summary
    • Review Questions
  • Chapter 17 Fintech Regulations
    • Introduction
    • Government Initiatives Transforming India’s Financial Landscape
    • Security and Privacy in FinTech
    • Data Protection Laws & Regulations
    • Summary
    • Review Questions
  • Index
Biographical note

Dr. V. Dheenadhayalan, is Head and Associate Professor in the P.G. Department of Commerce, Sri Subramaniyaswamy Government Arts College, Tiruttani (on deputation from Annamalai University). He has more than 23 years of teaching and research experience. He also authored 10 Books and has published more than 160 articles in various National and International journals of repute.

Dr. C. Vijai, is Associate Professor in the Department of Commerce and Business Administration, Vel Tech Rangarajan Dr. Sagunthala R&D Institute of Science and Technology, Chennai. He has 12 years of teaching and research experience He also authored 4 Books and published more than 112 Research papers in various National and International journals of repute.

Excerpt

FINTECH

FINTECH

Dr. V. Dheenadhayalan

Associate Professor and Head
PG Department of Commerce
(On Deputation from Annamalai University)
Sri Subramaniyaswamy Government Arts College
Tiruttani – 631 209

and

Dr. C. Vijai

Associate Professor

Department of Commerce and Business Administration
Vel Tech Rangarajan
Dr. Sagunthala R&D Institute of Science and Technology
Chennai - 600062

Vijay Nicole Imprints Private Limited

CHENNAI

Published by

Vijay Nicole Imprints Private Limited

No. 1B, Second Main Road,

Ram Nagar South, Chennai – 600 091

Phone: + 91 - 44 - 4283 7178, 72002 58368, 97898 33533

Email: vni@vijaynicole.co.in Website: www.vijaynicole.co.in

FINTECH

ISBN: 978-81-19243-42-6

ISBN(ePub): 978-81-19243-97-6

ISBN(ePdf): 978-81-19243-99-0

Copyright © 2024, Vijay Nicole Imprints Private Limited

No part of this publication may be reproduced or distributed in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise or stored in a database or retrieval system without the prior written permission of the publishers and copyright holders. The program listings (if any) may be entered, stored and executed in a computer system, but they may not be reproduced for publication.

Information contained in this work has been obtained by publishers, from sources believed to be reliable. However, neither publishers nor copyright holders guarantee the accuracy or completeness of any information published herein, and neither publishers nor copyright holders shall be responsible for any errors, omissions, or damages arising out of use of this information. This work is published with the understanding that publishers and copyright holders are supplying information but are not attempting to render engineering or other professional services. If such services are required, the assistance of an appropriate professional should be sought.

Laser typeset at: Maven Learning Private Limited, Chennai - 600 091

CONTENTS

Preface

CHAPTER 1 INTRODUCTION TO FINTECH

Introduction

Financial Technology: An Understanding

What is FinTech?

Definitions of FinTech

The History and Evolution of the FinTech Industry

FinTech Ecosystem

FinTech’s Most Recent Developments

FinTech Market in India

Fintech Market Trends in India

Types of FinTech or Transformation of Financial Services

Benefits of FinTech

The Drawbacks of FinTech

FinTech’s Key Growth Drivers

Challenges to the Growth of FinTech

Summary

Review Questions

CHAPTER 2 FINTECH HUBS

Introduction

The Purpose of Financial Hubs / Why do Financial Hubs Exist?

Getting to know a Financial Hub

FinTech Revolution in India

Top Global FinTech Hubs

FinTech Firms in India

Emerging FinTech Hubs

Summary

Review Questions

CHAPTER 3 DIGITAL LENDING

Introduction

FinTech and the Landscape of Digital Lending

Development of Alternative Finance

The Outlook for SME Financing

Ecosystem Funding

Crowd Finance

Payment and Retail Business

Digitization of Financial Services

Benefits of Digitization in Retail Banking and Corporate Banking

Summary

Review Questions

CHAPTER 4 ARTIFICIAL INTELLIGENCE AND FINTECH

Introduction

Artificial Intelligence

How Vital is Artificial Intelligence?

AI and FinTech

Global Artificial Intelligence (AI) in FinTech Market Overview

Artificial Intelligence (AI) in FinTech Market Segmentation

AI Changing the Financial Services Industry

Artificial Intelligence (AI) in FinTech Market Opportunities

Applications of Artificial Intelligence in FinTech

Summary

Review Questions

CHAPTER 5 MACHINE LEARNING AND FINTECH

Introduction

Characteristics of Machine Learning

Need of Machine Learning

Significance of Machine Learning

Machine Learning in Finance

Functions of Machine Learning in Finance

Advantages of Machine Learning for Accounting and Finance

Use Cases of Machine Learning in Finance

Benefits of Machine Learning in FinTech

Summary

Review Questions

CHAPTER 6 ROBOTIC PROCESS AUTOMATION (RPA) AND FINTECH

Introduction

RPA in Banking

RPA’s Advantages in Banking and Finance

Financial Data Analytics

Data Science and Big Data in Finance

Big Data is Revolutionizing Finance

Big Data Challenges in Finance

Summary

Review Questions

CHAPTER 7 CRYPTO CURRENCIES

Introduction

Cryptocurrencies and Blockchain

Cryptocurrencies

Outline of Cryptocurrency

Major Types of Cryptocurrencies Used

How to Keep Cryptocurrencies Safe

Cryptocurrencies’ Legal and Regulatory Implications

The Legal Position of Cryptocurrencies in India

Impact on Cryptocurrencies

Summary

Review Questions

CHAPTER 8 BLOCKCHAIN

Introduction

What is Blockchain?

Blockchain Technology, its Potential, and Applications

Blockchain Technology is Revolutionising FinTech

Blockchain Technology in FinTech

Fintech Blockchain Use Cases

The Benefits of Blockchain in FinTech

Blockchain in Financial Services: Key Statistics

Implementation on BCT Solutions in Indian Banks

Benefit from Blockchain Technology (BCT) in Banking

Block Chain Technology in Indian Banking Sector

Challenges and Considerations

Outlook for the Future

User Reviews
Comments should not be blank
Rating
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